Rick Carrier

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Sr. Loan officer

NMLS # 268110

3901 Bellaire Blvd

Suite A

Houston, TX









I came to the Mortgage Industry after 15 years of Sales and Customer Service experience to start a new and rewarding career that allows me to help my clients with the biggest investment and purchase of their lives. Now after 12 years in the mortgage industry, I would have to say that taking the time to educate my borrowers, and helping them to obtain a loan that best fits their needs, is the part I love most about my job.

With everything I do I try to exceed expectations, set new standards, and help others along the way grow beside me. I have always been a top producer, and by the end of my Rookie Year, I was able obtain a national ranking of 37th in the Country by mortgage originator magazine closing over 160 loans. In 2010 I was ranked in the top 1% in the country for customer service while maintaining my top spot in volume of loans closed. I achieved this success by being honest, educating my clients, supplying outstanding customer service, and providing them with the most competitive rate and terms on the market

I could not accomplish these things without working for a great company, hardworking coworkers, and an outstanding, management staff. Our in house processing and underwriting allows me to obtain answers quickly and solve problems without losing valuable time. These are the tools that great Mortgage Bankers need to advance to the next level.

I specialize in VA, FHA, and Conventional loans. If you have any questions regarding your loan please give me a call. I would be happy to talk with you about your options. Visit www.hopetreehomeloans.com to view more about my myself and my company.

If you allow me the opportunity to compete for your business you will find that I am able to offer you the best rates, customer service, and underwriting turn times available today. In most cases I will beat my competition by .25%. Give me a call today and allow me to compete for your business.

“When I contacted you in the summer, I was not very hopeful that I would be approved to buy a house. I had so many credit problems but you were open, honest and fair with me when I told you all the problems I had with my credit report. You told me exactly what to do, step by step, to clean up some of the messes that I had acquired over the years. The biggest mess was the IRS tax lien from 2001 that was on my credit report. During the process, I did everything you told me to do exactly as you told me. There were many days and nights that I still did not have faith that I would be approved but I kept working at the issues you told me needed to be addressed. You were a trooper for putting up with my angst and fears of the process of getting approved (and my phone calls to you “after hours” when my fears would get the best of me). Your patience and encouragement meant the world to me and your time and effort are so much appreciated! After you told me I could start looking for a house, I didn’t even know how to hire a realtor. You helped me with that and referred me to the best realtor who educated me on price, negotiation, area of town, things to look for in homes that were not acceptable, etc. He worked tirelessly for me and I cannot thank you enough for your referral. Everyone who I dealt with at Hope Tree was knowledgeable and friendly and answered all of my questions with patience and understanding.
There are a few people you meet in this world who are just extraordinary, and you certainly fit the bill. I will happily refer anyone I know who is in the market to buy a home and obtain a mortgage, to give you a call FIRST. I know without a shadow of a doubt, you would do for them what you did for me!!

“Thank you Rick for working with us to get our credit scores up in such a short amount of time. As young parents we really wanted to get our own house in our name, with only my husband working and me staying home with the kids I didn’t know if that was possible. You helped us every single step of the way, from the application for the approval letter to helping us get a good deal on house insurance. Thank you for everything you did for us. There is no way we could have done this without you! Thank you again!!”
The Cash family!

“Rick Carrier of Hopetree Home Loans was masterful at being able to help me to qualify for my new home. I had several credit challenges that he was able to clean-up and get removed from my credit report in an effort to increase my credit scores. By the time he finished his "clean-up" efforts, I was able to qualify for a brand new home. He is good at what he does!”



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